NjangiFree
Up to 12 members, a first Njangi
$0
Forever.
- The circle of turns, a random order
- Reported and confirmed contributions
- Payouts, the invitation code
- On-screen minutes
Your savings circle,made clear.
A tontine (njangi) is a group that pays in the same amount at every meeting; in turn, each member receives the whole pot. Njangi keeps the records on everyone's screen. The money stays between you.
Njangi, the tool for managing your tontines. Organise your group, track your contributions. See how it works
The app's real screens
The circle of turns Contributions Payouts The social fund Loans The group project The minutes Offline On every screen
A savings circle, in 13 meetings
Every meeting, everyone contributes.
Thirteen members, the same amount, at the same meeting. Nothing gets lost along the way: everyone sees what they paid in.
One person receives it all.
The meeting's pot, called the payout, goes in full to its recipient. Between you, it's the group's trust that counts.
The circle turns, to the very last.
Meeting after meeting, everyone receives in turn. Gold for payouts made, blue for the current meeting.
Njangi keeps the record.
Who paid, who receives, what's left in the fund: to the last cent, on everyone's screen.
Meeting 1Brigitte receives 1,300,000 FCFA
0 FCFAgoes through the app. The money stays between you: cash or Mobile Money.
12members for a first Njangi, for free.
1same screen for the whole group, at the same time.
≈ $2per member per year with Njangi Plus, for a full group. The group pays, never the member.
How it works 01 / 06
- The member
Everyone knows what they owe, and when their turn comes.
Their contribution, the deadline, their next payout and their on-time record. No need to ask the treasurer.
- The member
They report their payment, in one tap.
Cash or Mobile Money, as usual. It only counts once the treasurer confirms it.
- The treasurer
They record the whole meeting at once.
Tick who paid, choose how, save. A mistake? Undo it.
- The whole group
The circle moves on, in plain sight.
Gold for payouts made, blue for the current meeting. Everyone sees who receives, and how much.
- The member
The social fund and loans, made clear.
Birth, wedding, bereavement: the agreed support is tracked. A loan fund between members, with its repayment schedule.
- The officers
Accounts to the last cent, minutes ready.
Fund balances, punctuality, arrears and forecasts. The meeting report can be shared on WhatsApp.
Njangi Plus · from Community
A group project, made clear.
The land, the shop, the family house: the group contributes towards a goal, and everyone sees where the money stands.
The money stays between you: Njangi keeps the project's records, never holds or invests any money, and promises no returns.
On computers, a true desktop app.
The treasurer runs the meeting on a big screen while members follow on their phones. Same Njangi, same accounts, in real time.
Synced in real time
⌘K Keyboard first
Find a member, record a payment, open the minutes: two keys are enough.
Side-by-side panels
Details open on the right, the meeting stays in view. No more back and forth.
One address per screen
The back button works, and any screen can be bookmarked or opened in a tab.
Installed in one click
Njangi installs like an app on Android, Windows and Mac, and opens even offline.
Built around the group's trust.
A tontine runs on trust between its members. Njangi doesn't replace it: it makes the accounts visible to everyone, and keeps access to confirmed members.
One name, one phone
A name is held by only one phone, or by the devices of a single account. A new device only sees the accounts once the officers confirm it.
The same accounts for everyone
Every confirmed member sees the same contributions, payouts and funds, at the same time. A reported contribution only counts once the treasurer confirms it.
No ads, no tracking
Without confirmation, a Njangi's code only shows the members' names. No ads, no analytics, no selling of data.
Documents stay on your device
ID documents and signatures for acknowledgements of debt never leave the device that captured them.
One on iPhone, another on Android.
The same Njangi everywhere. Offline, the app keeps working and catches up as soon as the network is back.
iPhone
The iPhone app is coming to the App Store. Until then:
- Open getnjangi.app in Safari.
- Share, then “Add to Home Screen”.
Computer
Windows, Mac or Linux, in Chrome, Edge or Safari. Installable from the address bar.
Got an invitation link? Just tap it: it opens your Njangi, on iPhone and Android alike.
The group pays, never the member.
Free is enough to run a tontine of up to 12 members. Beyond that, the app recommends the right size from the people in your Njangis: one subscription for all the ones you chair.
Family
Up to 15 people
$34.99$3.99/ yr/ mo
That's $2.92 a month.No commitment.
No more chasing or notebooks.
- Smart reminders
- Social fund and aid
- PDF minutes
- Cycle memories
- Custom turn order
- Multiple Njangis
The obvious choice · $2 per person per year
Community
Up to 30 people
$59.99$6.99/ yr/ mo
That's $5.00 a month.No commitment.
Money that moves, made clear.
Everything in Family, plus:
- Member Loans
- Group project
- Reports and forecasts
- Custom calendar
Large Group
Up to 60 people
$119.99$13.99/ yr/ mo
That's $10.00 a month.No commitment.
Trust for a large group.
Everything in Community, plus:
- Signed acknowledgement of debt
- Project milestones, celebrated by the whole group
Association
Up to 100 people
$199.99/ yr
That's $16.67 a month. Yearly only.
A real association.
Everything in Large Group, plus:
- Full team of officers: vice-chair, deputy treasurer, secretary, auditor, discipline officer
- Several projects at once
Yearly plans start with one month free and save up to 29% over twelve months. Beyond 100 people, Association grows in blocks of 50 people ($79.99 a year). Public App Store prices in US dollars, converted by Apple into your currency; amounts marked ≈ are approximate.
- No commitmentCancel anytime in your App Store settings.
- The money stays between youNjangi never touches contributions or payouts.
- Your data stays with the groupNo ads, no resale. If the subscription stops, nothing is deleted.
- One subscription, all your NjangisThe group pays once; members pay nothing.
One subscription covers the whole group on every device, taken by the chair in the iPhone app. No iPhone among your officers? Write to us at contact@getnjangi.com.
Your questions.
Does Njangi touch our money?
No. Contributions and payouts are settled as usual, in cash or by Mobile Money. Njangi keeps the record: who paid, who receives, what's left in the fund.
Do I need an account to join a Njangi?
No. The group's link or QR code is enough: you pick your name and the officers accept. An account (Apple, Google or email) is for creating a Njangi and finding yours on another phone.
How much does it cost?
Free for a first Njangi, up to 12 members. Njangi Plus starts at $34.99 a year for the whole group, with the first month free: about $2 per person per year. The group pays, never the member.
What if some members don't have an iPhone?
They open getnjangi.app on Android or a computer: it's the same Njangi, in real time, and it installs like an app.
I'm changing phones: what do I do?
With an account, you find your Njangis by signing in. Otherwise, the officers release your place and send you a new invitation in your name.
Is our data safe?
It's stored in the European Union. Only phones confirmed by the officers see the accounts, and ID documents stay on the device. No ads, no tracking, no resale.
Does it work without internet?
Yes. The app keeps working offline and updates as soon as the network is back.
How do I cancel or get a refund for Njangi Plus?
The subscription is managed from the iPhone that took it: Settings, your name, Subscriptions. Refunds are handled by Apple at reportaproblem.apple.com.
Your turn to explore.
Another savings circle, with 18 members, already at meeting 10. Pick your seat: nothing is sent, and everything resets.
MemberReport a contribution, follow your turn
TreasurerRecord payments, make payouts
ChairRun the group
Ready for yours? Create my Njangi